Cleaning Out the In Box

I have a history of letting my e-mail inbox clutter up. Currently, there are 688 e-mails in my Gmail in box, a good portion of which are yet unread. Mostly this is a symptom of "I'll get back to that" syndrome. I'll mark something unread to remind myself to go back and deal with it and then I don't.

A few months ago, I unilaterally deleted everything in my office inbox. There were e-mails five and six years old in that thing and the sheer number of e-mails was staggering. Rather than waste hours sorting and filing, I deleted the lot, reasoning that if I hadn't needed any of them for this long, it was unlikely that their absence would make any difference.

But old habits abound and the in box, it grew anew. Yesterday, I girded my loins and waded through and about an hour later, only a neatly pruned list of five e-mails remained.

In a similar vein, I cleared out my writer's in box this weekend.

Television Tuesday: Fall Premiere Week

This week is fall premiere week on the telly, when the networks debut (for the most part) all their new shows and new seasons for existing shows. 

Ooohhhhh. Exciting.

Well, it is if you're like me and enjoy a slightly unhealthy addiction to the boob tube, as my father used to refer to it. I like me some good drama and comedy and there's a lot of T.V. shows that have been delivering just that for a while now (Justified, I 'm looking at you. Hurry back!). This year, for the first time that I've been aware of, it feels as though we've hardly gotten away from things over the summer. Adverts for new fall shows have been running since before the 2010 spring season ended and my EW magazine has been hemorrhaging ads for new shows practically since Memorial Day. It's hard to get excited for new programs when you're being hit over the head of them before you've had a chance to finish processing the finale of LOST (to be fair, I'm not sure that last bit will ever happen.)

But I am having television fatigue. Yes, I said it – I am weary of the boob tube. Even with my DVR, I simply cannot keep up and the time suck that's happening from trying to is becoming detrimental. 

As a result, I have decided to parse down my DVR "Must-See" list for this fall. A quick rundown after the jump.

Thrilled to Pay the Piper

Courtesy of LOLCats

I love paying bills. I get particular pleasure mid-month when I clean out the household bills. There have been too many times when I haven't been able to pay when I've been out of work or out of sorts or simply having a bad run of it all at the same time. I know what it's like to dread the phone ringing and stare at the ceiling worrying throughout the night. Finally, there came a time when I had to make a conscious decision not to be afraid of any of it anymore but to answer the phone and open the mail and deal with it. It was tough and it was challenging but damn if a piece of paper was going to make me quake. 

It makes being able to pay things off now all the sweeter. For the first time, and I knock hardily on wood praying I don't jinx myself with this statement, there's more than only a flicker of dim light at the end of the tunnel.

Yesterday, I paid off an outstanding medical bill that vexed me on several points (do not get me started on the abysmal changes to our health insurance options that my company implemented for the year). The sheer joy of knowing that it's off my ample chest is almost indescribable. It's a real feeling of accomplishment, on a slightly smaller level than when I paid off my first car. Earlier this year, I finished paying off the bed I'd bought in 2009. Those were two debt goals I had this year and they've been reached earlier than I had originally planned. Whee!

As with other flawed decisions his administration has made (cough healthcare cough), the changes Obama has made to how credit cards determine payments has caused more day-to-day harm than good, certainly it did in my situation. I have two outstanding bank credit cards (which I have long since closed) that have large balances due to being out of work for an extended period of time in the early 00s, a time when my mother's physical disability kicked in full throttle. There was a lot of charging going on for nearly three years mostly on extracurricular things like food and gas and medication. I never once missed a payment or was delinquent in any way and I'm pretty damn proud of that. I am absolutely pathological about my credit rating and bust my butt to keep it pristine, even in the worst of times. This is why I've avoided using a consumer credit company all these years. While it can be incredibly helpful and beneficial, I wanted to wait until it was absolutely necessary so as not to ding my credit rating. 

This year, with the Obama changes, minimum due amounts are now being determined by taking 1% of the overall balance and adding the finance charge to it. The goal here is good: help consumers pay down more of the principal balance faster rather than have finance charges eat up nearly all of their monthly payments. Unfortunately, this "new math" increases the monthly amount due considerably and, for someone like me with a healthy balance on not one but two cards (they were really bad years), well, let's just say that the shriek I let out when I saw the amounts was matched only by the speed at which my hands began to shake.